The holidays should be about joy, connection, and meaningful moments—not worrying about how to pay for everything that comes with the season. Whether you’re covering gifts, travel, celebrations, or unexpected expenses, Options Credit Union’s Holiday Options Loan is here to help you enjoy the season with confidence. A Simple, Affordable Way to Cover Holiday Expenses Our Holiday Options Loan is designed to give you flexibility and peace of mind—without relying on high-interest

The holidays are a wonderful time—full of family, celebration, and a little extra magic. But they can also be a season of extra spending. At Options Credit Union, we want to help take the stress out of your holiday shopping so you can focus on what really matters. That’s why we’re offering a special limited-time rate of just 1.99% APR for 9 months on qualifying retail purchases made by existing cardholders. It’s our way of helping you gift yourself financial peace this seas

If your auto loan is sitting at another lender, now is the perfect time to bring it home to Options Credit Union. Our Auto Loan Refinance Program is designed to help members lower their rate, reduce interest costs, and enjoy the benefits of local, member-owned banking — all while keeping the same car you already love. Whether you financed your vehicle at a dealership, bank, or another credit union, we’re here to make refinancing simple, transparent, and rewarding. How the Au

If high-interest credit card debt has been weighing you down, now is the time to take control. From October 1, 2025, through December 1,...

The Federal Reserve announced a 25 basis point rate cut , the first in what many analysts believe could be a series of reductions in the...

Looking for a smart way to finance your next car? Whether you’re shopping for a new car loan in Littleton, CO , or want to refinance your existing vehicle from another lender at a better rate, Options Credit Union is here to help. Right now, members can take advantage of our limited-time auto loan rates starting at just 4.74% APR *. Why Choose an Auto Loan from Options Credit Union? Low Auto Loan Rates – Competitive financing starting at 4.74% APR * for qualified borrowers.