Lock In a 4.30% APY* CD Rate and Protect Your Savings From Falling Rates
- Options Credit Union
- Sep 17
- 2 min read
The Federal Reserve announced a 25 basis point rate cut, the first in what many analysts believe could be a series of reductions in the coming months. For savers, this means that the window to lock in higher returns is narrowing.
At Options Credit Union, we want to help you stay ahead of the trend with our limited-time 4.30% APY* CD for 7 months. Locking in this return today helps you secure a higher yield before rates drop even further.
Why Choose This 4.30% APY* CD?
Fed Rates Are Falling - With today’s cut, savings rates at many banks and credit unions will begin trending downward, and if the Fed lowers rates even further in the coming months other savings options will pay even less. By locking in now, you guarantee your rate for the full term.
Short-Term Commitment, High Return - This CD gives you the best of both worlds: a premium yield and the flexibility of a 7-month term. You don’t have to tie up your funds for years to benefit from a market-leading rate.
Safe & Secure Growth - Unlike riskier investments, CDs are federally insured and carry no risk of loss, offering guaranteed returns with zero market volatility.
Timing Is Everything
Opportunities like this don’t last long. As the rate environment shifts lower, specials like this will become increasingly rare. Take advantage of this short-term offer while you can.
👉Don't wait, call a team member today at 303-860-1117 to open yours.
*Annual Percentage Yield (APY) accurate as of 09/18/25 and subject to change | Special rate cannot be combined with Loyalty Rewards | Minimum balance to open and earn is $5,000 | New deposits only (funds must come from a non-Options account) | 90 day penalty for early withdrawal | At maturity the balance will automatically renew into a standard 12 month term |
Federally Insured by NCUA
