Drive Into Savings with Our 4.74% APR* Auto Loan Special
- Options Credit Union
- Sep 15
- 2 min read
Looking for a smart way to finance your next car? Whether you’re shopping for a new car loan in Littleton, CO, or want to refinance your existing vehicle from another lender at a better rate, Options Credit Union is here to help.
Right now, members can take advantage of our limited-time auto loan rates starting at just 4.74% APR*.
Why Choose an Auto Loan from Options Credit Union?
Low Auto Loan Rates – Competitive financing starting at 4.74% APR* for qualified borrowers.
Flexible Loan Terms – Finance your new or used vehicle (2019 or newer) for up to 75 months.
More Financing Power – Borrow up to 115% of the vehicle’s value, covering taxes, tags, warranties, and more.
Trusted Local Credit Union – Serving our community since 1979, Options Credit Union puts members first with personalized support and transparent terms.
The Benefits of Financing Your Auto Loan Locally
When you finance your auto loan with a local credit union instead of a big bank, you keep money in your community and enjoy:
Lower rates compared to most banks and dealerships
Personalized service from people who know you, not just your credit score
Access to member-only benefits and financial education resources
How to Apply for Your Auto Loan
Getting started is easy:
Apply Online – Start your application in minutes.
Get Approved – We’ll review your application quickly and let you know your rate and terms.
Drive Away Happy – Use your savings for a brand-new car or upgrade your “new-to-you” vehicle.
Don’t Miss This Limited-Time Auto Loan Special
This 4.74% APR auto loan offer ends this month. If you’ve been thinking about buying, refinancing, or upgrading your car, now’s the time to lock in your low rate.

*APR=Annual Percentage Rate | Terms of up to 75 months | Estimated monthly payment of $16 per $1,000 borrowed |The rate may vary depending on each individuals' credit history and underwriting factors| All Credit Union loan programs, rates, terms and conditions are subject to change at any time without notice |Internal loan refinances do not qualify for special rate.