Gift Yourself the Gift of Financial Peace This Season with a Special Rate Offer
- Options Credit Union
- 17 hours ago
- 2 min read
The holidays are a wonderful time—full of family, celebration, and a little extra magic. But they can also be a season of extra spending. At Options Credit Union, we want to help take the stress out of your holiday shopping so you can focus on what really matters.
That’s why we’re offering a special limited-time rate of just 1.99% APR for 9 months on qualifying retail purchases made by existing cardholders. It’s our way of helping you gift yourself financial peace this season.
How the Holiday Special Rate Works
From November 28 through December 5, 2025, eligible cardholders will receive a 1.99% APR for 9 months on retail purchases made during this promotion period.
That means:
Lower interest on your holiday shopping
More time to pay off seasonal expenses
A lighter load on your budget going into the new year
Whether it’s gifts, travel, or festive experiences, this special rate is designed to give you flexibility and financial breathing room.
Why You Will Love It
Easy to use — No activation required. Just shop during the promo window.
Short-term savings — Enjoy a significantly reduced APR for 9 full months.
Perfect timing — Use it for holiday gifts, seasonal expenses, or end-of-year necessities.
Member-focused — As always, our promotions are designed to help you keep more money in your pocket.
Have Questions About the Special Rate?
Our team is happy to walk you through the offer and make sure you feel confident heading into the holiday season. Ask us how this special rate can work for you — but don’t wait, because this offer is only available for a limited time.
Important Details
Retail purchases completed between 11/28/25 and 12/5/25 will receive 1.99% APR for 9 months. After the promotional time frame expires, remaining balances will return to the standard APR applicable to your account. Contact us for complete details.
