The holidays are a wonderful time—full of family, celebration, and a little extra magic. But they can also be a season of extra spending. At Options Credit Union, we want to help take the stress out of your holiday shopping so you can focus on what really matters. That’s why we’re offering a special limited-time rate of just 1.99% APR for 9 months  on qualifying retail purchases made by existing cardholders. It’ s our way of helping you gift yourself financial peace  this sea

If your auto loan is sitting at another lender, now is the perfect time to bring it home to Options Credit Union. Our Auto Loan Refinance Program  is designed to help members lower their rate, reduce interest costs, and enjoy the benefits of local, member-owned banking — all while keeping the same car you already love. Whether you financed your vehicle at a dealership, bank, or another credit union, we’re here to make refinancing simple, transparent, and rewarding. How the Au

At Options Credit Union, we believe your checking account should work as hard as you do. That’s why our Interest Options Checking Account  helps you earn competitive dividends on your everyday balance—without giving up the convenience and flexibility you need. This is local banking that pays you back —simple, rewarding, and built around your values. Interest Options Checking Account Highlights Earn Interest Every Month  – Enjoy a higher yield than most bank checking accounts,

At Options Credit Union , we believe peace of mind shouldn’t be complicated. That’s why we’ve partnered with Trust & Will , the nation’s leader in online estate planning, to help members protect what matters most — family, legacy, and peace of mind. As an Options CU member , you’ll receive an exclusive 20% discount  on your estate-planning package, plus free shipping  on your first set of printed documents. Your Values. Your Voice. Your Credit Union. Together, we’re helping C

At Options Credit Union, your membership means more than just better rates — it means real rewards for the relationships you build with us. That’s why we’re excited to introduce our new Member Loyalty Reward Program , designed to thank you for being an active part of our credit union community while helping you save more and earn more. How The Member Loyalty Rewards Program Works Our Loyalty Program is simple: the more you participate in your credit union, the more rewards yo

If you’ve ever wondered what makes a credit union different from a bank, here’s the heart of it: member ownership and volunteer leadership . Credit unions are not-for-profit financial cooperatives. That cooperative DNA shows up in how we’re governed—by everyday members who step up to serve on our Board of Directors  and Supervisory Committee . Bottom line:  Credit Unions are designed for members to lead. Your voice doesn’t just matter—it’s built into the structure . What You’