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Lock In a Great Rate with a 12-Month Certificate
Looking for a safe place to grow your savings while earning a competitive return? Options Credit Union is offering a limited-time 12-Month Certificate Special at 4.00% APY on new money deposits. Whether you're saving for a major purchase, building your emergency fund, or simply looking for a better return than a traditional savings account, a certificate can provide the security of a fixed rate while keeping your money working for you. Certificate Special Details 4.00% APY* 1
Options Credit Union
4 days ago


Should You Get Pre-Approved for a Car Loan Before You Visit the Dealership?
Buying a vehicle is one of the largest purchases most people make, yet many shoppers walk into a dealership without knowing exactly what financing they qualify for. While it may seem easier to arrange financing at the dealership, getting pre-approved through a credit union before you shop can give you more control, more confidence, and potentially save you money. What Is a Pre-Approval? A pre-approval is a preliminary loan decision that estimates how much you may qualify to b
Options Credit Union
Jun 11


Can Refinancing Your Auto Loan Lower Your Monthly Payment?
If your vehicle payment feels a little higher than you'd like, you're not alone. Many drivers financed their vehicles during a period of higher interest rates, rising vehicle prices, or dealer financing promotions that may not have provided the best long-term value. The good news? Refinancing your auto loan could help lower your monthly payment and potentially save money over the life of your loan. How Auto Loan Refinancing Works Refinancing replaces your current auto loan wi
Options Credit Union
Jun 2


Make Summer Happen with the Summer Options Loan
Summer plans don’t have to wait. Whether you're planning a road trip, booking a family getaway, upgrading your camping gear, or simply making the most of the season, Options Credit Union is here to help with flexible local lending designed for real life. For a limited time, eligible members can take advantage of our special Summer Options Loan — a simple, short-term loan with seasonal pricing and relationship rewards built in. Summer Options Loan Highlights Borrow up to $1,50
Options Credit Union
May 29


ATM Pass Is Here | More Freedom, More Flexibility with Options Advantage
You already know that at Options Credit Union, we believe membership should come with real value you can use every day. That’s why we’re excited to announce a new benefit now available through the Options Advantage Rewards Program — ATM Pass. Because sometimes convenience matters just as much as rates. What Is ATM Pass? ATM Pass helps reimburse eligible ATM surcharge fees when you use another financial institution’s ATM. It’s one more way your membership works harder for you.
Options Credit Union
May 21


Refinance With Options
🚗 Vehicle Prices Up. Insurance Up. Payments Up. Gas Up. That’s exactly why more drivers are taking a second look at refinancing. At Options Credit Union, our Bring It Home Advantage helps qualified borrowers lower costs and stack additional savings opportunities: ✔ Auto loan rates as low as 4.40% APR* ✔ Refinance from another lender ✔ Autopay discount opportunities ✔ Loyalty rewards through Options Advantage ✔ Local service with real people Your vehicle payment shouldn’
Options Credit Union
May 19
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