Auto Loans


New or used personal use cars, trucks, and SUVs. Terms range from 36 to 84 months, based on the amount borrowed. Rate listed is with the election of GAP Advantage.

As low as:

2.78% *APR

If you need financing we have a solution. Experience personal service at it's best at Options Credit Union. We can help even if you have credit imperfections, just call us for a credit review. We can help you refinance your auto with your old lender over to your new account at Options through our competitor buyout program. Whether you are looking to purchase, buy out your lease, or find a better rate, we can help.​

Other Features

*APR=Annual Percentage Rate.

  • Rates listed are current as of 09/25/20.

  • Annual Percentage Rates are dependent on term and borrower's credit history.

  • Rates and terms are subject to the amount of funds borrowed, loan to value, year of collateral, and length of the loan.

  • Members must meet specific credit qualifications.

  • Example: For a $25,000 vehicle loan with a term of 60 months and a rate of 3.47% APR, the monthly payment will be $454.49.

  • Rates are subject to change without notice.


5935 S Zang St Unit 4

Littleton, CO  80127


T: (303) 860-1117

F: (303) 845-9776 

Third party website links will launch you to a website that is not controlled or owned by Options Credit Union. Options Credit Union does not contribute to the content displayed on these websites and does not legally endorse services or represent you or the third party in transactions conducted via these linked websites. Please be aware that information security and privacy policies may differ from those practiced by Options Credit Union.

Your Savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

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