Power Your Adventures
At Options Credit Union, we offer flexible and affordable financing solutions for your power sports needs. Whether you're looking to purchase a new or used ATV, snowmobile, boat, or other recreational vehicle, we have you covered.
Why Choose Options Credit Union?
As a member-focused institution, we prioritize your financial well-being. Our Power Sports loans are designed with your needs in mind, offering:
-
Personalized Service: Our team is here to guide you through every step of the financing process.
-
Local Expertise: Based in Littleton, Colorado, we understand the unique needs of our community.
-
No Payments for 45 Days: Purchase your new vehicle now and make your first payment later.
-
Refinancing Options: Bring your existing power sports loan to us and potentially lower your rate and monthly payment.
-
GAP Coverage: Protect your investment with Guaranteed Asset Protection.
Experience the Options Credit Union difference - where your financial goals drive our commitment to exceptional service. Gain access to a full suite of financial products and services tailored to your goals when you become a member.
All rates are accurate as of 10/23/2025, subject to change.
APR is the Annual Percentage Rate.
Model Years | Rates | Terms |
|---|---|---|
2015-2018 | 7.75%-21.00% | up to 120 months |
2019-2021 | 7.50%-21.00% | up to 120 months |
2022-2025 | 7.25%-21.00% | up to 120 months |
Terms longer than 63 months require a minimum finance amount.
Other rates and terms available.
The rate will vary based on personal credit history and underwriting factors.
Programs, rates, terms and conditions are subject to change without notice.
The applicable rate will be provided upon completion of a loan application.
There is a minimum credit score to qualify for an RV/power sports loan.