Credit Builder Loans

If you have been credit challenged, need help getting back on track, or simply need a little something extra, we may have a tailor-made product just for you. These loan products are designed to help you build your credit.

Other Features

*APR=Annual Percentage Rate.

Rates listed are current as of 09/25/20.

Annual Percentage Rates are dependent on term and borrower's credit history.

Rates and terms are subject to the amount of funds borrowed, loan to value, year of collateral, and length of the loan.

Members must meet specific credit qualifications.

Example: For a $500 credit builder loan with a term of 12 months and a rate of 5.68% APR (5.00% + .68 yield), the monthly payment will be $42.95.

Rates are subject to change without notice.


5935 S Zang St Unit 4

Littleton, CO  80127


T: (303) 860-1117

F: (303) 845-9776 

Third party website links will launch you to a website that is not controlled or owned by Options Credit Union. Options Credit Union does not contribute to the content displayed on these websites and does not legally endorse services or represent you or the third party in transactions conducted via these linked websites. Please be aware that information security and privacy policies may differ from those practiced by Options Credit Union.

Your Savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government. National Credit Union Administration, a U.S. Government Agency.

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