Credit Builder Loans

If you have been credit challenged, need help getting back on track, or simply need a little something extra, we may have a tailor-made product just for you. These loan products are designed to help you build your credit.

>Getting and keeping a good credit score, CFPB

Other Features

*APR=Annual Percentage Rate.

Rates listed are current as of 12/01/22.

Annual Percentage Rates are dependent on term and borrower's credit history.

Rates and terms are subject to the amount of funds borrowed, loan to value, year of collateral, and length of the loan.

Members must meet specific credit qualifications.

Example: For a $500 credit builder loan with a term of 12 months and a rate of 5.68% APR (5.00% + .68 yield), the monthly payment will be $42.95.

Rates are subject to change without notice.