Loan Rate Information
All loans are subject to credit approval and may be higher than the rates shown. Rate is based on creditworthiness and other factors. As low as rate shown for our highest credit tier plus any applicable Premier Loyalty reward level discounts.
Shop Our Best Loan Rates
All rates are accurate as of 11/20/2025, subject to change.
APR is the Annual Percentage Rate.
Car | Truck |SUV Loans
Terms longer than 63 months require a minimum finance amount.
Other rates and terms available
The rate will vary based on personal credit history and underwriting factors.
Programs, rates, terms and conditions are subject to change without notice.
The applicable rate will be provided upon completion of a loan application.
Model Years | Rate Range | Terms |
|---|---|---|
2022-2025 | 4.65%-21.00% | up to 84 months |
2019-2021 | 4.90%-21.00% | up to 84 months |
2015-2018 | 5.15%-21.00% | up to 84 months |
Motorcycle Loans
Terms longer than 63 months require a minimum finance amount.
Other rates and terms available
The rate will vary based on personal credit history and underwriting factors.
Programs, rates, terms and conditions are subject to change without notice.
The applicable rate will be provided upon completion of a loan application.
Model Years | Rate Range | Terms |
|---|---|---|
2022-2025 | 6.75%-21.00% | up to 84 months |
2019-2021 | 7.00%-21.00% | up to 84 months |
2015-2018 | 7.25%-21.00% | up to 84 months |
RV | Power Sports
Terms longer than 63 months require a minimum finance amount.
Other rates and terms available.
The rate will vary based on personal credit history and underwriting factors.
Programs, rates, terms and conditions are subject to change without notice.
The applicable rate will be provided upon completion of a loan application.
There is a minimum credit score to qualify for an RV/power sports loan.
Model Years | Rate Range | Terms |
|---|---|---|
2022-2025 | 6.75%-21.00% | up to 84 months |
2019-2021 | 7.00%-21.00% | up to 84 months |
2015-2018 | 7.25%-21.00% | up to 84 months |
VISA Credit Cards
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Our credit cards feature a non-variable interest rate.
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No annual fees or overlimit fees, ever.
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The approved rate and limit is based on income, credit score, and other qualifying factors.
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Programs, rates, terms and conditions are subject to change without notice.
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The applicable rate will be provided upon completion of a credit card application.
Tier | Rate Range | Max Limit |
|---|---|---|
A+ and A | 9.90%-12.90% | up to $25,000 |
B and C | 12.90%-16.90% | up to $10,000 |
D and E | 18.90%-21.00% | up to $2,500 |
Personal | Revolving
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The rate will vary based on personal credit history and underwriting factors.
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Programs, rates, terms and conditions are subject to change without notice.
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The applicable rate will be provided upon completion of a loan application.
Loan Type | Rate Range | Terms |
|---|---|---|
Fixed Rate Personal Loan | 9.25%-21.00% | up to 60 months |
Mechanical Coverage Loan | 6.50%-21.00% | up to 36 months |
Personal Line of Credit | 14.00-21.00% | NA |
Options Loan | 8.25%-21.00% | 12 months |
Freedom Loan | 21.00%-21.00% | 12 months |
Holiday Helper | 6.25%-18.00% | 12 months |
Credit Builder
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The rate will vary based on type of credit builder your choose.
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Credit builders are a low-cost risk-free way to improve your credit history.
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Programs, rates, terms and conditions are subject to change without notice.
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The applicable rate will be provided upon completion of a loan application.
Loan Type | Rate Range | Terms |
|---|---|---|
Credit Builder Secured | 5% over the Certificate Rate | up to 24 months |
CD Secured | 3% over the Certificate Rate | up to 60 months |
Share Secured Visa | NA | NA |