Conquer High-Interest Debt with Our 3.99% APR* Balance Transfer Offer

Options Credit Union
Sep 29
2 min read

If high-interest credit card debt has been weighing you down, now is the time to take control. From October 1, 2025, through December 1, 2025, both new and existing credit union credit card holders can enjoy a special 3.99% APR* for 15 months on balance transfers.

Whether you’re looking to pay off another card faster or simply reduce the amount of interest you’re paying, this offer is designed to give you the breathing room you need to focus on your goals.

How The Balance Transfer Offer Works

Eligibility: Available for both new and current credit union credit card accounts.
Transfer Window: Complete your balance transfer between 10/1/25 and 12/1/25.
Special Rate: 3.99% APR for 15 months on transferred balances.
After the Promo: Any remaining balance after 15 months will revert to your standard account APR.

Why It Matters

Carrying balances on high-interest cards can make it feel like you’re stuck on a treadmill—paying month after month without making real progress. By transferring your existing balance to our credit union credit card, you can:

Save money on interest charges.
Pay down your principal faster.
Simplify your payments by consolidating debt.

Take the First Step Toward Financial Freedom

Don’t let this opportunity pass you by. Ask us about our special balance transfer rate today and start your journey toward becoming debt-free.

*APR = Annual Percentage Rate. Balance transfers completed 10/1/25–12/1/25 will receive 3.99% APR for 15 months. After the promotional period ends, any remaining balance will migrate to the standard APR applicable to your account. Contact the credit union for complete details.

Woman lifts child joyfully in autumn park. Text reads: "Turn a new leaf in your financial story. Ask us about this special rate offer today!"

Embrace a fresh start in your finances: Enjoy a 3.99% APR* on Balance Transfers for 15 months and relieve high-interest debt.