Membership

You already know that at Options Credit Union, we believe membership should come with real value you can use every day. That’s why we’re excited to announce a new benefit now available through the Options Advantage Rewards Program — ATM Pass. Because sometimes convenience matters just as much as rates. What Is ATM Pass? ATM Pass helps reimburse eligible ATM surcharge fees when you use another financial institution’s ATM. It’s one more way your membership works harder for you.

We’re excited to invite you to the 2026 Annual Meeting and Member Appreciation —a time to reflect, reconnect, and look ahead together. This year’s theme, Momentum in Motion, captures the progress we’ve made and the direction we’re headed. With your support, we’ve built meaningful momentum—and we’re just getting started. Whether you’ve been a member for decades or just recently joined, this is your opportunity to stay informed, get involved, and celebrate what makes our credit

Bring It Home Advantage lets you combine multiple discounts to get the best rate available. It’s smarter borrowing—made simple.

When you bank with Options Credit Union, you’re not just opening an account — you’re building a financial relationship that grows over time. That's why we created our member rewards program, Options Advantage Rewards. The program is designed to give active members better rates, exclusive perks, and meaningful savings on the financial products they use every day. Through Options Advantage Rewards, members may qualify for lower loan rates , bonus certificate yields , and exclu

At Options Credit Union, your membership means more than just better rates — it means real rewards for the relationships you build with us. That’s why we’re excited to introduce our new Member Loyalty Reward Program , designed to thank you for being an active part of our credit union community while helping you save more and earn more. How The Member Loyalty Rewards Program Works Our Loyalty Program is simple: the more you participate in your credit union, the more rewards yo

If you’ve ever wondered what makes a credit union different from a bank, here’s the heart of it: member ownership and volunteer leadership . Credit unions are not-for-profit financial cooperatives. That cooperative DNA shows up in how we’re governed—by everyday members who step up to serve on our Board of Directors and Supervisory Committee . Bottom line: Credit Unions are designed for members to lead. Your voice doesn’t just matter—it’s built into the structure . What You’