Membership

When you bank with Options Credit Union, you’re not just opening an account — you’re building a financial relationship that grows over time. That's why we created our member rewards program, Options Advantage Rewards. The program is designed to give active members better rates, exclusive perks, and meaningful savings on the financial products they use every day. Through Options Advantage Rewards, members may qualify for lower loan rates , bonus certificate yields , and exclu

At Options Credit Union, your membership means more than just better rates — it means real rewards for the relationships you build with us. That’s why we’re excited to introduce our new Member Loyalty Reward Program , designed to thank you for being an active part of our credit union community while helping you save more and earn more. How The Member Loyalty Rewards Program Works Our Loyalty Program is simple: the more you participate in your credit union, the more rewards yo

If you’ve ever wondered what makes a credit union different from a bank, here’s the heart of it: member ownership and volunteer leadership . Credit unions are not-for-profit financial cooperatives. That cooperative DNA shows up in how we’re governed—by everyday members who step up to serve on our Board of Directors  and Supervisory Committee . Bottom line:  Credit Unions are designed for members to lead. Your voice doesn’t just matter—it’s built into the structure . What You’

“Cooperation Through a Prosperous World” October 16, 2025  marks the 77th annual International Credit Union Day®  — a meaningful day when...

At Options Credit Union, we believe convenience should always be part of your membership. That’s why we participate in the Credit Union Shared Branching Network —a nationwide system that allows you to access your accounts at thousands of credit union branches across the country. Whether you’re traveling, moving, or just need a branch closer to work, shared branching makes managing your finances easier than ever. What is Shared Branching? Shared branching is a network of parti

When it comes to managing your money, the choices you make can impact your financial well-being for years to come. While banks often...