Interest Rates and Interest Charges:

• Annual Percentage Rate (APR) for Purchases: 7.90% to 21.00% based on your creditworthiness. 

• For Credit Card Tips from the Consumer Finance Protection Bureau (CFPB): To learn more about factors to consider when applying for or using a credit card, visit the website of the CFPB at http://www.consumerfinance.gov/learnmore.

Fees:

• Annual Fee: None

• Account Set-up Fee: $27.50

• Program Fee: None

• Participation Fee: None

• Additional Card Fee: None

• Balance Transfer Fee: $6.95

• Cash Advance Fee: $2.00

• Foreign Transaction Fee: 1.00% of each transaction in US Dollars

• Transaction Fee for Purchases: None

• Late Payment Fee: up to $15.00

• Over the Credit Limit Fee: None

• Returned Payment Fee: up to $25.00

Effective Date:
The information about costs of the card described is accurate as of 09/25/20. This information may have changed after that date. To find out what may have changed, contact the Credit Union.

Credit Card Solicitation Disclosure