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Credit Card 

Best Rate

Same rate for purchases and cash, no annual fee, non-variable, no kidding. 

As low as:

9.90% *APR

Interest Rates and Interest Charges:

  • Annual Percentage Rate (APR) for Purchases: 9.90% to 21.00% based on your creditworthiness. 

  • For Credit Card Tips from the Consumer Finance Protection Bureau (CFPB): To learn more about factors to consider when applying for or using a credit card, visit the website of the CFPB at


  • Annual Fee: None

  • Account Set-up Fee: $27.50

  • Program Fee: None

  • Participation Fee: None

  • Additional Card Fee: None

  • Balance Transfer Fee: $6.95

  • Cash Advance Fee: $2.00

  • Foreign Transaction Fee: 1.00% of each transaction in US Dollars

  • Transaction Fee for Purchases: None

  • Late Payment Fee: up to $15.00

  • Over the Credit Limit Fee: None

  • Returned Payment Fee: up to $25.00

Effective Date:
The information about costs of the card described is accurate as of 12/01/22. This information may have changed after that date. To find out what may have changed, contact the Credit Union.

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