
Student Loans Designed For You
Options Credit Union partners with ISL Education Lending to offer you lower-cost student loans, multiple scholarship opportunities and free college planning tools.
Why Choose a Student Loan from our Partner?
As a nonprofit, ISL Education Lending is able to offer competitive rates that are often lower than rates offered by other national for-profit private loan lenders. And, if you need to borrow, a loan with a lower interest rate can help you pay less in interest over the life of the loan.
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Competitive interest rates - Save more over the life of your loan.
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No Origination Fees, Prepayment Penalties, or late fees - Keep more of your money.
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Flexible Repayment Options - Choose a plan that fits your budget.
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Co-signer Release Available - Build your independence responsibly.
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Easy Online Application - Quick approval process with real-time updates.
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Scholarships - Scholarship programs for high school students, college students and parents and guardians.
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College Planning Tools - Free tools, calculators and resources to help students and parents plan to pay for college.
Student Loan Options Available from ISL
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Undergraduate Student Loans - Cover tuition, books, housing, and more with affordable loan rates and personalized terms.
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Graduate Student Loans - Purse your advanced degree with the financing you need to invest in your future.
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Parent Loans - Support your child's education without compromising your financial goals.
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Multiple student loan refinance options available - Pay off your current student loans - private or federal - and replace them with a new, single loan that fits your budget.
Please note:
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All loans offered by ISL Education Lending are subject to credit approval.
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Before applying for a private loan, we encourage you to first complete the FAFSA, or Free Application for Federal Student Aid. You should also work with your college financial aid office to explore and exhaust all sources of student financial aid before seeking a private student loan.
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Options Credit Union is compensated by ISL Education Lending for the referral of student loan customers.