Who can join Options Credit Union?

Membership is now open to people who live, work, worship, or attend school in Jefferson County, Colorado. Additional eligibility options are also available through existing membership groups: Colorado/Denver Bar Associations, RMPA, family members, and Friends of the Foundation. Talk to a member to verify your eligibility.

Do I have to live in Littleton to join?

No. You don't have to live in Littleton. If you live, work, worship, or attend school anywhere in Jefferson County, you can qualify for membership.

Do I need to become a member to apply for an auto loan?

You can begin exploring your loan options before opening your membership. Credit Union membership is required before your loan can be funded.

What makes Options different from a traditional bank?

Options Credit Union is a member-owned financial cooperative. We exist to serve our members. We focus on building relationships, providing understandable financial choices, and returning value to our members rather than serving outside shareholders.

How do I get started?

Complete our online membership application or contact our team. We'll help you understand the next steps.

Become a Member at Options Credit Union

Now open to anyone who lives, works, worships, or attends school in Jefferson County Colorado.

Benefits of Membership

At Options you are more than just a number, you are family.

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Accounts & Services

Most of our products and services are offered at little to no cost.

What We Offer

Not a Member Yet?

Join Options Credit Union today to gain access to our full suite of services.

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Contact our Team

Call, text or email us for personalized assistance.

Reach Out

Benefits

Your Community. Your Credit Union.

Options Credit Union is growing our community, and we're excited to welcome our Jefferson County neighbors. If you live, work, worship, or attend school in Jefferson County, Colorado, you can now become a member of Options Credit Union.

We're a local, member-owned credit union where your financial goals matter, your questions deserve real answers from real people, and your relationship is valued.

Whether you're financing you next vehicle, looking for a better everyday banking experience, or simply want a financial partner who takes the time to listen, you'll find more than accounts and loans at Options.

Products

Become a Member

A Different Kind of Banking Relationship

You deserve more than a place to keep your money. You deserve a financial partner who understands what you're working toward. At Options, we believe better banking starts with better relationships.

Someone Who Listens -Your financial situation is unique. We take the time to understand your needs, answer your questions, and help you explore solutions that make sense for you.
Choices You Understand - From vehicle financing to everyday checking, we believe financial decisions should feel clear, not complicated. We'll help you understand your options so you can move forward with confidence.
A Relationship That Gives Back - The more you build your relationship with Options, the more value you may receive. Our Options Advantage Rewards program recognizes member loyalty with opportunities for better loan rates, additional savings beneftis, and exclusive rewards.

Explore Member Benefits & Rewards

Banking That Fits Your Life

Whether you're getting started or making your next financial move, Options offers practical solutions to help you get there.

Auto Loans & Refinancing - Shopping for a vehicle or wondering whether refinancing could improve your current loan? Let's talk through your choices and find a financing solution that makes sense for your budget. [Explore Auto Loans]
Everyday Banking - Manage your money with checking and savings options, mobile banking, mobile check deposit, debit cards, and convenient account access. [Explore Account Options]
Membership Rewards - Your relationship matters. Discover how Options Advantage Rewards can provide added value as you grow your relationship with the credit union. [See Your Member Benefits]

Becoming a Member Is Simple

Joining Options is the first step toward a more personal banking relationship.

Step 1: Check your eligibility

If you live, work, worship, or attend school in Jefferson County, Colorado, you're eligible to apply for membership. Other membership eligibility options may also be available.

Step 2: Complete our membership application online.

Start your membership application online and provide the required identification and account-opening information.

Step 3: Welcome to Options!

Once your membership is approved and your account is opened, you can begin enjoying the products, services, and benefits available to Options Members.

Start Your Membership Application

Questions about eligibility or the application process? Our team is happy to help.