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Unlock The Benefits Of Membership
At Options Credit Union we want your membership to go further - turning everyday banking into real rewards.
Member Loyalty Rewards
Turn your membership into real rewards and get extra perks for being an active and engaged member!
Free Accidental Death Insurance
Claim your no-cost AD&D insurance today, an exclusive benefit only for members of Options Credit Union.
Discounts on Auto Insurance
You could save up to $700 on auto insurance just for being a member of Options Credit Union.
Love My Credit Union
Exclusive discount programs for members from Trust & Will, Turbotax, H&R Block, and Rental Karma.
Member Offers


Holiday Options Loan: Make the Season Brighter - Without the Stress
The holidays should be about joy, connection, and meaningful moments—not worrying about how to pay for everything that comes with the season. Whether you’re covering gifts, travel, celebrations, or unexpected expenses, Options Credit Union’s Holiday Options Loan is here to help you enjoy the season with confidence. A Simple, Affordable Way to Cover Holiday Expenses Our Holiday Options Loan is designed to give you flexibility and peace of mind—without relying on high-interest

Options Credit Union


Holiday Sweepstakes 2025
Use your debit card for a chance to win $1,500 this Holiday Season! The holidays just got a little brighter! From November 28 through December 24, 2025 , every time you use your Options Credit Union-issued debit card for an in-person purchase of $10 or more , you’ll automatically earn an entry for a chance to win the $1,500 Grand Prize in the TransFund Holiday Sweepstakes 2025. One lucky participant will be randomly selected after the entry period closes — and it could be yo

Options Credit Union


Gift Yourself the Gift of Financial Peace This Season with a Special Rate Offer
The holidays are a wonderful time—full of family, celebration, and a little extra magic. But they can also be a season of extra spending. At Options Credit Union, we want to help take the stress out of your holiday shopping so you can focus on what really matters. That’s why we’re offering a special limited-time rate of just 1.99% APR for 9 months on qualifying retail purchases made by existing cardholders. It’s our way of helping you gift yourself financial peace this seas

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Member Benefits


A New Year - Limited Time Offer | 25% Savings on Trust & Will Estate Planning
This January, commit to a resolution that matters - why not create an estate plan to protect the people you love most? At Options Credit Union , we believe peace of mind shouldn’t be complicated. That’s why we’ve partnered with Trust & Will , the nation’s leader in online estate planning, to bring members an incredibly easy and affordable way to get their Will or Trust done As an Options CU member , through the month of January 2026, you’ll receive an exclusive 25% discount

Options Credit Union


Exclusive Member-Only TurboTax Webinar: January 7th, 2026
Join us for an exclusive webinar hosted by the experts at TurboTax. Through our partnership, TurboTax and Love My Credit Union Rewards are hosting a FREE live member webinar. This informational session presented by TurboTax experts is designed to help you feel more confident and prepared for tax season. What TurboTax Experts Will Cover How major life events affect your tax situation What's new in tax law this year - and what it means for you Tips to maximize your deductions a

Options Credit Union


Interest Options Checking Accounts: Earn More on the Money You Use Every Day
At Options Credit Union, we believe your checking account should work as hard as you do. That’s why our Interest Options Checking Account helps you earn competitive dividends on your everyday balance—without giving up the convenience and flexibility you need. This is local banking that pays you back —simple, rewarding, and built around your values. Interest Options Checking Account Highlights Earn Interest Every Month – Enjoy a higher yield than most bank checking accounts,

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Member Rewards


Turning Membership Into Real Rewards: Member Loyalty Program
At Options Credit Union, your membership means more than just better rates — it means real rewards for the relationships you build with us. That’s why we’re excited to introduce our new Member Loyalty Reward Program , designed to thank you for being an active part of our credit union community while helping you save more and earn more. How The Member Loyalty Rewards Program Works Our Loyalty Program is simple: the more you participate in your credit union, the more rewards yo

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