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Unlock The Benefits Of Membership
At Options Credit Union we want your membership to go further - turning everyday banking into real rewards.
Member Loyalty Rewards
Turn your membership into real rewards and get extra perks for being an active and engaged member!
Free Accidental Death Insurance
Claim your no-cost AD&D insurance today, an exclusive benefit only for members of Options Credit Union.
Discounts on Auto Insurance
You could save up to $700 on auto insurance just for being a member of Options Credit Union.
Love My Credit Union
Exclusive discount programs for members from Trust & Will, Turbotax, H&R Block, and Rental Karma.
Member Offers
Spring Clean Your Credit Card Debt with a 1.99% APR Balance Transfer
Spring is the perfect time to refresh your finances, and that includes tackling high-interest credit card debt. If you're carrying balances with double-digit interest rates, Options Credit Union has a limited-time offer designed to help you save money and pay down debt faster. From February 1, 2026, through May 1, 2026 , both new and existing credit union credit card holders can enjoy a special 1.99% APR* for 12 months on balance transfers. Whether you’re consolidating mul
Options Credit Union
Drive Down Your Rate with Our Auto Loan Refinance Program
If your auto loan is sitting at another lender, now is the perfect time to bring it home to Options Credit Union. Our Auto Loan Refinance Program is designed to help members lower their rate, reduce interest costs, and enjoy the benefits of local, member-owned banking — all while keeping the same car you already love. Whether you financed your vehicle at a dealership, bank, or another credit union, we’re here to make refinancing simple, transparent, and rewarding. How the Au
Options Credit Union
Holiday Options Loan: Make the Season Brighter - Without the Stress
The holidays should be about joy, connection, and meaningful moments—not worrying about how to pay for everything that comes with the season. Whether you’re covering gifts, travel, celebrations, or unexpected expenses, Options Credit Union’s Holiday Options Loan is here to help you enjoy the season with confidence. A Simple, Affordable Way to Cover Holiday Expenses Our Holiday Options Loan is designed to give you flexibility and peace of mind—without relying on high-interest
Options Credit Union
Member Benefits
Estate Planning Made Easy | Join Our Live Webinar March 4, 2026
Not sure if you need a Will or a Trust? Confused about where to start? We've got you covered! Options Credit Union has partnered with Trust & Will to host another free Estate Planning 101 webinar on March 4th, 2026 at 5pm MT. Learn why estate planning is essential and how to protect your family, assets, and legacy - all in one informative session. Don't wait for the unexpected - plan ahead today! Click the link below to register #CreditUnionPerks #EstatePlanning Join the "Est
Options Credit Union
Save Big on Tax Prep with Your Credit Union Member Discounts
Tax season doesn’t have to be stressful—or expensive. As an Options Credit Union member , you have access to exclusive tax preparation discounts through Intuit TurboTax and H&R Block , plus a chance to win $10,000 through Love My Credit Union Rewards . Even better? File early and save more. 🧾 TurboTax® Member Discount Options Credit Union members can enjoy 20% off TurboTax —whether you’re a new or returning user. Why Members Love TurboTax Save 20% on federal products. Ea
Options Credit Union
A New Year - Limited Time Offer | 25% Savings on Trust & Will Estate Planning
This January, commit to a resolution that matters - why not create an estate plan to protect the people you love most? At Options Credit Union , we believe peace of mind shouldn’t be complicated. That’s why we’ve partnered with Trust & Will , the nation’s leader in online estate planning, to bring members an incredibly easy and affordable way to get their Will or Trust done As an Options CU member , through the month of January 2026, you’ll receive an exclusive 25% discount
Options Credit Union
Member Rewards
Turning Membership Into Real Rewards: Member Loyalty Program
At Options Credit Union, your membership means more than just better rates — it means real rewards for the relationships you build with us. That’s why we’re excited to introduce our new Member Loyalty Reward Program , designed to thank you for being an active part of our credit union community while helping you save more and earn more. How The Member Loyalty Rewards Program Works Our Loyalty Program is simple: the more you participate in your credit union, the more rewards yo
Options Credit Union
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