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Unlock The Benefits Of Membership
At Options Credit Union we want your membership to go further - turning everyday banking into real rewards.
Member Loyalty Rewards
Turn your membership into real rewards and get extra perks for being an active and engaged member!
Free Accidental Death Insurance
Claim your no-cost AD&D insurance today, an exclusive benefit only for members of Options Credit Union.
Discounts on Auto Insurance
You could save up to $700 on auto insurance just for being a member of Options Credit Union.
Love My Credit Union
Exclusive discount programs for members from Trust & Will, Turbotax, H&R Block, and Rental Karma.
Member Offers
Drive Down Your Auto Loan Rate with Our Auto Loan Refinance Program
If your auto loan is sitting at another lender, now is the perfect time to bring it home to Options Credit Union. Our Auto Loan Refinance Program is designed to help members lower their rate, reduce interest costs, and enjoy the benefits of local, member-owned banking — all while keeping the same car you already love. Whether you financed your vehicle at a dealership, bank, or another credit union, we’re here to make refinancing simple, transparent, and rewarding. How the Au
Options Credit Union
Conquer High-Interest Debt with Our 3.99% APR* Balance Transfer Offer
If high-interest credit card debt has been weighing you down, now is the time to take control. From October 1, 2025, through December 1,...
Options Credit Union
Lock In a 4.30% APY* CD Rate and Protect Your Savings From Falling Rates
The Federal Reserve announced a 25 basis point rate cut , the first in what many analysts believe could be a series of reductions in the...
Options Credit Union
Member Benefits
Interest Options Checking Accounts: Earn More on the Money You Use Every Day
At Options Credit Union, we believe your checking account should work as hard as you do. That’s why our Interest Options Checking Account helps you earn competitive dividends on your everyday balance—without giving up the convenience and flexibility you need. This is local banking that pays you back —simple, rewarding, and built around your values. Interest Options Checking Account Highlights Earn Interest Every Month – Enjoy a higher yield than most bank checking accounts,
Options Credit Union
Protect What Matters Most with an Easy, Affordable Estate Plan
At Options Credit Union , we believe peace of mind shouldn’t be complicated. That’s why we’ve partnered with Trust & Will , the nation’s leader in online estate planning, to help members protect what matters most — family, legacy, and peace of mind. As an Options CU member , you’ll receive an exclusive 20% discount on your estate-planning package, plus free shipping on your first set of printed documents. Your Values. Your Voice. Your Credit Union. Together, we’re helping C
Options Credit Union
Exclusive Member-Only TurboTax Webinar: November 5th, 2025
Join us for an exclusive webinar hosted by the experts at TurboTax. Through our partnership, TurboTax and Love My Credit Union Rewards are hosting a FREE live member webinar. This informational session presented by TurboTax experts is designed to help you feel more confident and prepared for tax season. What TurboTax Experts Will Cover How major life events affect your tax situation What's new in tax law this year - and what it means for you Tips to maximize your deductions a
Options Credit Union
Member Rewards
Turning Membership Into Real Rewards: Member Loyalty Program
At Options Credit Union, your membership means more than just better rates — it means real rewards for the relationships you build with us. That’s why we’re excited to introduce our new Member Loyalty Reward Program , designed to thank you for being an active part of our credit union community while helping you save more and earn more. How The Member Loyalty Rewards Program Works Our Loyalty Program is simple: the more you participate in your credit union, the more rewards yo
Options Credit Union
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