ATM Pass Is Here | More Freedom, More Flexibility with Options Advantage
- Options Credit Union
- 4 days ago
- 2 min read
You already know that at Options Credit Union, we believe membership should come with real value you can use every day. That’s why we’re excited to announce a new benefit now available through the Options Advantage Rewards Program — ATM Pass.
Because sometimes convenience matters just as much as rates.
What Is ATM Pass?
ATM Pass helps reimburse eligible ATM surcharge fees when you use another financial institution’s ATM. It’s one more way your membership works harder for you.
ATM Pass Benefits
Advantage Members: Receive reimbursement for up to 1 ATM surcharge fee per month
Premier Advantage Members: Receive reimbursement for up to 4 ATM surcharge fees per month
Maximum reimbursement of $15 per month
Applies to current month ATM surcharge fees only
Member request required for reimbursement
Whether you’re traveling, running errands, or simply need cash, ATM Pass gives you added flexibility and convenience.
Another Reason Membership Pays
Options Advantage was designed to reward deeper relationships with meaningful benefits that help members save more and do more. ATM Pass joins a growing list of member perks that may include:
Loan rate discounts
Certificate rate boosts
Payment Pass savings
Enhanced member rewards
Everyday banking convenience
It’s all part of our commitment to delivering membership value beyond the basics.
What Is Options Advantage?
Options Advantage is our relationship rewards program designed to thank members for making Options Credit Union part of their everyday financial life.
Members may qualify for enhanced benefits by maintaining:
An active checking account
Payroll direct deposit
Eligible relationship activity
With multiple membership tiers available, the more you engage, the more advantages you unlock.
Banking Should Work Around Your Life
ATM Pass is about making banking easier — because life doesn’t always happen next to your home branch. We’re proud to continue building benefits that put members first and deliver the flexibility you deserve.
Ready to learn more about Options Advantage and member rewards? Visit our Benefits & Rewards page or contact our team today to see how you can qualify for additional membership perks.
Frequently Asked Questions
How do I request an ATM surcharge reimbursement?
Members can contact Options Credit Union to request reimbursement for eligible ATM surcharge fees incurred during the current month.
Are all ATM fees reimbursable?
ATM Pass applies to eligible ATM surcharge fees charged by another ATM operator. Standard account fees or other transaction charges may not qualify.
Do unused reimbursements roll over?
No. ATM Pass reimbursements are limited to the current month and do not carry over.
How do I qualify for Options Advantage?
Qualification is based on eligible relationship activity, including an active checking account and qualifying payroll direct deposit activity.
Is there a limit to reimbursement amounts?
Yes. Total ATM surcharge reimbursements are capped at $15 per month.
