Lock In a Great Rate with a 12-Month Certificate
- Options Credit Union
- 4 days ago
- 2 min read
Looking for a safe place to grow your savings while earning a competitive return? Options Credit Union is offering a limited-time 12-Month Certificate Special at 4.00% APY on new money deposits.
Whether you're saving for a major purchase, building your emergency fund, or simply looking for a better return than a traditional savings account, a certificate can provide the security of a fixed rate while keeping your money working for you.
Certificate Special Details
4.00% APY*
12-Month Term
$10,000 Minimum Deposit
New Money Only
Limited Availability
This certificate is available for new money only, meaning funds not currently on deposit with the credit union. Minimum balance to open and earn is $10,000.
What Qualifies as New Money?
New money includes:
Funds from another financial institution
Cash or check deposits
Proceeds from an external account
Transfers or withdrawals from existing accounts at the credit union do not qualify.
This special promotion is available for a limited time and may end once the promotional funding goal has been reached. As a local, member-owned credit union serving the Littleton and Jefferson County communities, our goal is to provide competitive savings opportunities while continuing to make affordable loans available to our members.
If you've been considering moving idle cash into a higher-yield savings option, now may be a great time to lock in your rate. Visit Options Credit Union or contact our team today to learn more about this limited-time certificate special and membership eligibility.
*Annual Percentage Yield (APY) is accurate as of 7/20/26 and subject to change | Special rate cannot be combined with Loyalty Rewards | Minimum balance to open and earn is $10,000 | New deposits only (funds must come from a non-Options account) | 90 day penalty for early withdrawal | At maturity the balance will automatically renew into a standard 6 month term
Federally insured by NCUA