🚗 Vehicle Prices Up. Insurance Up. Payments Up. Gas Up. That’s exactly why more drivers are taking a second look at refinancing. At Options Credit Union, our Bring It Home Advantage helps qualified borrowers lower costs and stack additional savings opportunities: ✔ Auto loan rates as low as 4.40% APR* ✔ Refinance from another lender ✔ Autopay discount opportunities ✔ Loyalty rewards through Options Advantage ✔ Local service with real people Your vehicle payment shouldn’

Learn how trusts protect your assets and avoid probate. Join Options Credit Union’s free member webinar with Trust & Will on May 13. Protect What Matters Most: Learn How Trusts Work Planning for the future isn’t always easy—but it’s one of the most important things you can do for the people you love. That’s why Options Credit Union has partnered with Trust & Will to bring our members a free, exclusive webinar focused on trusts. Why This Matters A trust isn’t just for the weal

We’re excited to invite you to the 2026 Annual Meeting and Member Appreciation —a time to reflect, reconnect, and look ahead together. This year’s theme, Momentum in Motion, captures the progress we’ve made and the direction we’re headed. With your support, we’ve built meaningful momentum—and we’re just getting started. Whether you’ve been a member for decades or just recently joined, this is your opportunity to stay informed, get involved, and celebrate what makes our credit

Bring It Home Advantage lets you combine multiple discounts to get the best rate available. It’s smarter borrowing—made simple.

When you bank with Options Credit Union, you’re not just opening an account — you’re building a financial relationship that grows over time. That's why we created our member rewards program, Options Advantage Rewards. The program is designed to give active members better rates, exclusive perks, and meaningful savings on the financial products they use every day. Through Options Advantage Rewards, members may qualify for lower loan rates , bonus certificate yields , and exclu

If your monthly car payment feels too high, refinancing your auto loan could help lower your payment and save money over time. Many drivers refinance their car loans when their credit improves or when they find a lender offering a better interest rate. For drivers in Colorado, refinancing through a credit union can sometimes provide competitive rates and flexible loan options. Here’s what you need to know about refinancing your car loan and how it could help improve your fina