Make Summer Happen with the Summer Options Loan

Summer plans don’t have to wait. Whether you're planning a road trip, booking a family getaway, upgrading your camping gear, or simply making the most of the season, Options Credit Union is here to help with flexible local lending designed for real life.

For a limited time, eligible members can take advantage of our special Summer Options Loan — a simple, short-term loan with seasonal pricing and relationship rewards built in.

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Summer Options Loan Highlights

• Borrow up to $1,500

• Simple 12-month repayment term

• As low as 6.25% APR*

• Must be a member for at least 90 days to qualify

• Fixed payments you can plan on

• Local decisions and personal service

• Perfect for vacations, travel, summer activities, and seasonal expenses

Options Advantage Rewards

Eligible members can stack Options Advantage Rewards on top of already reduced seasonal loan rates for additional savings:

• Loyalty Advantage rewards

• Payment Advantage discount

• Legacy Rate Advantage rewards

Because at Options Credit Union, membership should work in your favor.

Why Members Love It

Unlike high-rate credit cards or impersonal online lenders, the Summer Options Loan is designed to provide:

• Affordable local lending

• Predictable monthly payments

• Short-term flexibility

• Relationship-based service from people who know you

No gimmicks. No endless repayment timelines. Just simple seasonal borrowing designed with members in mind.

Apply Now and Make Summer Happen

Summer goes fast. The right opportunity, family trip, or weekend adventure shouldn’t have to wait.

If you’ve been thinking about making plans this season, now may be the perfect time to explore your options. Apply now and see how your membership advantages could help you save even more!

Apply Now

Create unforgettable summer memories with a Summer Options Loan—whether it's beach adventures, camping trips, or joyful gatherings with friends.

*APR = Annual Percentage Rate | Term is fixed at 12 months | Estimated monthly payment of $137.89 at the lowest rate | The rate may vary depending on each individuals' credit history and rewards eligibility | All Credit Union loan programs, rates, terms and conditions are subject to change without notice | Must be a member for a minimum of 90 days to be eligible.