What is Shared Branching?

Members can not only use Options Credit Union main branch location, but also those of other shared branching credit unions to conduct basic teller transactions. Whether you are traveling for business or pleasure, have parents or kids out-of-state, or you just simply prefer doing your business closer to home or work, shared branching brings the convenience to you.

Providing the best access and service is important for our members, and partnering in this nationwide cooperative allows us to do that. CO-OP offers member the ability to find any of the 5,000 + locations by calling 1-888-SITE-CO-OP, by texting your zip code to 91989, or visiting CO-OPCreditUnions.org online.

Having access to CO-OP Shared Branching means that you have more direct access to branches than most traditional bank customers do.

Services Available:

Shared Branching locations offer the following teller services to  members of participating credit unions:

  • Deposits (cash and checks)

  • Withdraw funds

  • Transfer money from one account to another

  • Balance inquiries

  • Process loan payments

  • Purchase a cashier check or money order (not all locations)

What you need to know before you go:

  • You will be required to know your membership number with Options Credit Union.

  • You will be required to provide a valid form of photo identification.

  • Each location will have their own rules on how much you can withdraw at each visit.

  • Each location has their own fee schedule for ancillary products (if available) such as cashier checks and notary services.

  • You can not open, or close, an Options Credit Union account at any shared branch location.

  • Shared Branch offices do not control check holds, you must contact our office directly for any questions concerning a check hold.

  • Shared Branch credit unions do not offer wire services.

  • Account disputes must be initiated directly at your own credit union.