OneClick LoanPay

LoanPay is an online payment system that allows you to submit payments, to your Options Credit Union loans, from other financial institutions. The payment portal is a third party application that is not controlled or owned by Options Credit Union. The online payment system accepts one-time and recurring payments via ACH, debit card, and some credit cards. There is a convenience fee to use the payment portal but you have full control to start, stop, or send your payments. Please note that this is not an instant payment system, depending on which payment method you use it can take up to 3 business days to post to your loan. If you need a same-day payment to avoid being late, please see our other payment options.

How to get started:

  • Click the LoanPay Login link below

  • Start by selecting the "Register" option

  • Complete the get started fields.

  1. The email address you use here will be your new user name going forward and cannot be used in any other profile

  2. Security Questions you will need to know to get access:

  • Member Number ​

  • Date of Birth

  • Last 4 of SSN

  • After submitting the form you will be presented with a list of eligible accounts to which you can make a payment to

  • If this is a new loan, it may take up to 7 business days for it to be available in the payment portal