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Loan Rates

All rates effective as of 11/21/2023

APR is the Annual Percentage Rate

  • Get up to 0.25% off the qualifying rate when enrolled in Automatic Payments.
    (revolving, credit builder, and CD Secured loan types do not qualify for discount)

  • Get an additional discount up to 0.50% off the qualifying rate when you finance less than 80%.

  • Additional terms are available. Terms longer than 63 months require a minimum finance amount.

  • Not all borrowers will qualify for the lowest rate.

  • The applicable rate will be provided upon completion of a loan application.

  • The rate will vary based on personal credit history, value and age of collateral, LTV, length of the loan, and other factors.

  • Rates are subject to change.

In partnership with Iowa Student Loan Education Lending (ISL), we now offer student loans and student loan refinancing options. See the updates here on our Student loan page.

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