Loan Rates
All rates effective as of 04/03/2025
APR is the Annual Percentage Rate
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As low as includes a 0.25% discount off the qualifying rate when enrolled in Automatic Payments., and an additional discount of .50% for financing less than 80%.
(revolving, credit builder, and CD Secured loan types do not qualify for discounts) -
Additional terms are available. Terms longer than 63 months require a minimum finance amount.
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Not all borrowers will qualify for the lowest rate.
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The applicable rate will be provided upon completion of a loan application.
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The rate will vary based on personal credit history, value and age of collateral, LTV, length of the loan, and other factors.
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Rates are subject to change.
Auto Buying Concierge Service
Get pre-approved for your next vehicle loan today and enjoy our Concierge Service! When you purchase your vehicle through our personal concierge, you'll receive top-tier service at no additional cost:
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Assistance in finding the perfect vehicle that fits your needs and budget
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Help locating and securing the vehicle through the dealer network
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Personal delivery of the vehicle for a test drive
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Negotiation with the dealer to ensure the best deal and completion of your purchase
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Support in avoiding high-pressure sales tactics and unnecessary add-ons
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A faster, easier car-buying experience without the long hours spent at a dealership
This service is completely free to you. Plus, when you get pre-approved before you start shopping, you'll know your exact price range and get a *0.25% discount off your approved rate.
*discount applies to any dealer purchase, including those made through our concierge service, when you get pre-approved and finance the purchase with the credit union
Student Loans
In partnership with Iowa Student Loan Education Lending (ISL), we now offer student loans and student loan refinancing options. See the updates here on our Student loan page.