Personal Accounts
At Options we like to make things just a little less complicated. We don't feel the need to offer a multitude of accounts with complicated fee structures. Instead, our products are the perfect option for everyone with no fees, no strings attached, no limits, and just simply better. Check out our fee schedule and see for yourself.
Membership Share
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$5 minimum to open and maintain
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Dividends are paid quarterly
Christmas Club
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No minimum balance requirement
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Interest is paid quarterly
Money Market Accounts
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Rate of interest is tiered based on balance
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Interest is paid monthly
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Unlimited withdrawals
Certificates
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$500 minimum to open
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Interest is paid monthly
Simply Better Checking
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No minimum balance requirement
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No monthly fees
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Free mobile deposits
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Unlimited transactions
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Paperless or mailed statements