Spring is the perfect time to refresh your finances, and that includes tackling high-interest credit card debt. If you're carrying balances with double-digit interest rates, Options Credit Union has a limited-time offer designed to help you save money and pay down debt faster. From February 1, 2026, through May 1, 2026 , both new and existing credit union credit card holders  can enjoy a special 1.99% APR*  for 12 months  on balance transfers. Whether you’re consolidating mul

Looking for a smart, low-risk way to earn more on your savings? For a limited time, we’re offering a 7-month Certificate of Deposit (CD) at 3.80% APY* —a great option for members who want a strong return without locking up funds long-term. Why This 3. 80% CD Special Is a Great Option Highly competitive rate Short 7-month term —ideal for today’s changing rate environment Safe, predictable earnings Federally insured  up to applicable limits This special is available with new

If your auto loan is sitting at another lender, now is the perfect time to bring it home to Options Credit Union. Our Auto Loan Refinance Program  is designed to help members lower their rate, reduce interest costs, and enjoy the benefits of local, member-owned banking — all while keeping the same car you already love. Whether you financed your vehicle at a dealership, bank, or another credit union, we’re here to make refinancing simple, transparent, and rewarding. How the Au

The holidays should be about joy, connection, and meaningful moments—not worrying about how to pay for everything that comes with the season. Whether you’re covering gifts, travel, celebrations, or unexpected expenses, Options Credit Union’s Holiday Options Loan  is here to help you enjoy the season with confidence. A Simple, Affordable Way to Cover Holiday Expenses Our Holiday Options Loan is designed to give you flexibility and peace of mind—without relying on high-interest

Use your debit card for a chance to win $1,500 this Holiday Season! The holidays just got a little brighter! From November 28 through December 24, 2025 , every time you use your Options Credit Union-issued debit card for an in-person purchase of $10 or more , you’ll automatically earn an entry for a chance to win the $1,500 Grand Prize  in the TransFund Holiday Sweepstakes 2025. One lucky participant will be randomly selected after the entry period closes — and it could be yo

The holidays are a wonderful time—full of family, celebration, and a little extra magic. But they can also be a season of extra spending. At Options Credit Union, we want to help take the stress out of your holiday shopping so you can focus on what really matters. That’s why we’re offering a special limited-time rate of just 1.99% APR for 9 months on qualifying retail purchases made by existing cardholders. It’s our way of helping you gift yourself financial peace this seas