Lending

The holidays are a wonderful time—full of family, celebration, and a little extra magic. But they can also be a season of extra spending. At Options Credit Union, we want to help take the stress out of your holiday shopping so you can focus on what really matters. That’s why we’re offering a special limited-time rate of just 1.99% APR for 9 months on qualifying retail purchases made by existing cardholders. It’s our way of helping you gift yourself financial peace this seas

If your auto loan is sitting at another lender, now is the perfect time to bring it home to Options Credit Union. Our Auto Loan Refinance Program  is designed to help members lower their rate, reduce interest costs, and enjoy the benefits of local, member-owned banking — all while keeping the same car you already love. Whether you financed your vehicle at a dealership, bank, or another credit union, we’re here to make refinancing simple, transparent, and rewarding. How the Au

If high-interest credit card debt has been weighing you down, now is the time to take control. From October 1, 2025, through December 1,...

Looking for a smart way to finance your next car? Whether you’re shopping for a new car loan in Littleton, CO , or want to refinance your existing vehicle from another lender at a better rate, Options Credit Union  is here to help. Right now, members can take advantage of our limited-time auto loan rates starting at just 4.74% APR *. Why Choose an Auto Loan from Options Credit Union? Low Auto Loan Rates  – Competitive financing starting at 4.74% APR * for qualified borrowers.

When it comes to choosing the right credit card, two features stand out as game changers for your wallet: no annual fee  and a non-variable interest rate . At first glance, these may sound like small perks, but together they can have a big impact on your financial stability and peace of mind. 1. Keep More Money in Your Pocket Many credit cards charge an annual fee — sometimes $50, $95, or even more than $500 depending on the rewards program. That’s money you pay just for the

Looking for a new ride—or maybe a “new-to-you” vehicle? Now’s the perfect time to get behind the wheel with our limited-time Auto Loan...