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Smart Spending Made Simple with the CUMONEY® Visa® Everyday Spend Prepaid Debit Card

  • Writer: Options Credit Union
    Options Credit Union
  • Aug 13
  • 2 min read

Updated: Aug 20

If you’re looking for a convenient, secure, and budget-friendly way to manage your money, the CUMONEY® Visa® Everyday Spend Prepaid Debit Card is the perfect fit. Designed for everyday purchases and everyday people, this card gives you the flexibility of a debit card without tying it directly to your checking account.

Why Choose the CUMONEY® Everyday Spend Prepaid Debit Card?


1. Spend Only What You Load

Forget overdraft worries and surprise fees. The CUMONEY® Everyday Spend Card lets you spend only the amount you’ve loaded onto it—helping you stick to your budget and stay in control of your finances.

2. Accepted Almost Everywhere

Use it anywhere Visa® is accepted—online, in-store, and even for travel. It’s your all-in-one payment solution for groceries, gas, shopping, dining, and more.

3. Safer Than Cash

Lose cash and it’s gone for good. But with the CUMONEY® Everyday Spend Card, your money is protected. If your card is lost or stolen, Visa’s Zero Liability policy* helps ensure you’re not responsible for unauthorized transactions.

4. Perfect for Travel

Keep your checking account safe while traveling by loading only what you need onto your prepaid card. Plus, it’s chip-enabled for added security at home and abroad.

5. Track Your Spending Easily

Manage your balance and monitor transactions 24/7 through the online cardholder portal or mobile app. See where your money goes and make smarter spending choices.

6. Great for Teens and Students

Give young adults the freedom to spend—without giving them full access to your account. It’s a safe way to teach financial responsibility while providing spending flexibility.


Smart, simple, and secure - the CUMONEY® Visa® Everyday Spend Card is your money, your way.

*Visa Zero Liability policy applies to unauthorized transactions. Conditions and exceptions apply. See your cardholder agreement for details.

Mange your funds in the Mobile App - instantly review balance and transaction history, secure your account with the on/off feature and fraud controls, and add money to your card.

Add the card to your mobile wallet for faster, easier in person payment. Available with Apple Pay and Google Pay.


How to Get Started

Getting your CUMONEY® Visa® Everyday Spend Prepaid Debit Card is quick and easy. Just give our team a call at 303-860-1117. Load it with the amount you choose, start spending anywhere Visa® is accepted, and enjoy the peace of mind that comes with secure, controlled spending.


The Everyday Spend card comes in two great options, with all the same benefits and features: An instant issue virtual card and physical plastic card with EMV chip and embossed with your name - your choice!


Reloadable Prepaid Debit Cards
Make school shopping easy with the CUMONEY® Visa® Everyday Spend Reloadable Prepaid Card—your versatile tool for budget-friendly and secure purchases throughout the year.

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5935 S Zang St Unit 4

Littleton, CO  80127

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T: (303) 860-1117

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This Credit Union federally insured by the National Credit Union Administration

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